Glossary of Terms

APY (Annual Percentage Yield)
APY, or Annual Percentage Yield, is the real rate of return earned on a savings deposit or investment taking into account the effect of compounding interest over a year.
Savings Bond
A savings bond is a government bond issued to the public to encourage savings. It is a fixed-interest financial product that typically offers a low-risk investment option. The mostcommon types in the U.S. are Series EE and Series I savings bonds, which are sold at face value and earn interest over time.
Compound Interest
Compound interest is the interest on a loan or deposit calculated based on both the initial principal and the accumulated interest from previous periods.
US Treasury Bond
A US Treasury bond is a long-term, fixed-interest debt security issued by the U.S.  Department of the Treasury. Treasury bonds have maturities of 10 to 30 years and pay interest semi-annually. They are considered one of the safest investments because they are backed by the full faith and credit of the U.S. government.
Traditional IRA (Individual Retirement Account)
A Traditional IRA is a type of retirement savings account that allows individuals to contribute pre-tax income, up to a certain limit, with the contributions and investment earnings tax-deferred until they are withdrawn, typically in retirement. Early withdrawals before age 59½ may be subject to penalties and taxes.
Asset-Backed Bonds
Asset-backed bonds, or asset-backed securities (ABS), are financial securities backed by a pool of assets, typically loans, leases, credit card debt, royalties, or receivables. Investors in asset-backed bonds receive periodic payments derived from the cash flows of the underlying assets.

Hear from our Investors

Setting up automatic purchases has made investing effortless. I no longer have to worry about missing an opportunity to invest, and my portfolio keeps growing steadily.

David S.

New York

Investing has never been easier! The daily compounded interest and no hidden fees have really boosted my returns. Highly recommend it!

John

Business owner

Georgia

The roundup feature is fantastic! It’s amazing to see how my spare change adds up and grows my portfolio. Very satisfied!

Lisa T.

Single Mother

New york

The 8.50% APY is fantastic! I've seen significant growth in my portfolio in just a few months. The process is seamless and the returns are impressive.

Emily K.

General Manager

Florida

As a freelancer, my income fluctuates. With CREB, I can invest when I have extra cash and easily withdraw if needed. Plus, the security of real estate assets gives mepeace of mind. I highly recommend it!

David M.

Graphic Designer

Texas

Never thought investing could be so easy! Compound Real Estate Bonds makes it painless to grow my money. I started small, but with the daily compounding and the round-up feature, I'm surprised at how quickly my savings are adding up.

Sarah K.

Professor

California