Earn 8.5% APY Fixed Passive Income
Invest in your future with bonds backed by real estate.
What is Compound High Yield Savings Bond (HYSB)?
The Compound High Yield Savings Bond (HYSB) is a fixed-income investment product that offers investors the opportunity to earn higher interest rates compared to traditional savings accounts. This bond is designed to provide a stable and predictable income stream with the added benefit of compounding interest, which can significantly enhance returns over time.
How Compounding Works?
Compounding is the process where the interest earned on an investment is reinvested, so that in the next period, interest is earned on the initial principal and the previously accumulated interest. Over time, this creates a snowball effect where the growth of the investment accelerates.
Initial Investment
You start by investing a principal amount in the HYSB.
Interest Accrual
Interest begins to accrue on the principal. Instead of being paid out, this interest is reinvested into the bond.
Reinvestment
The reinvested interest is added to your principal, forming a new, larger principal amount.
Growth Over Time
In the following periods, interest is earned on this new, larger principal, resulting in exponentially growing returns as time goes on.
Why Invest in HYSB?
Compounding Interest
You purchase HYSB by investing a specified amount of money, which is then locked in for the term of the bond.
Interest Accrual
Interest compounds over the bond's term, with each payment added to the principal, increasing future returns.
Maturity
At the end of the bond's term (maturity), you will receive your initial investment plus all the compounded interest earned over the term.
Withdrawal
Some HYSB products may allow for early withdrawal, though this could be subject to penalties or reduced interest rates.
How Compound Bonds Generate Steady Income?
Use our Earnings Calculator to See the Power of Compounding with 8.5% APY
Download Our Free
Bond Guide
Learn everything you need to know about high-yield fixed income bonds
FAQs
What is the minimum amount I can invest?
You can start investing with as little as $10, making it accessible for everyone to begin building their portfolio.
Are there any fees for investing?
No, there are absolutely no hidden fees or charges, so you keep more of what you earn.
What is the auto purchase feature?
This feature allows you to schedule regular bond purchases, automating your investment strategy and saving you time.
How do I set up auto-investing?
To set up auto-investing, log in to your account, navigate to the auto-investing section, and select your preferred investment amount and frequency.
What are the benefits of auto-investing?
Auto-investing helps you build your investment portfolio consistently and takes the hassle out of manual investing. It also allows you to benefit from dollar-cost averaging, potentially reducing the impact of market volatility.
Can I change my auto-investing settings?
Yes, you can modify your auto-investing settings at any time.
Is there a minimum investment amount for auto-investing?
Nam egestas sollicitudin justo, nec lobortis mauris hendrerit vitae. In id tempor mi. Curabitur sit amet ultricies nulla, quis rhoncus mi. Phasellus elementum fermentum hendrerit. Vivamus accumsan odio vel consequat lobortis. Quisque dignissim justo eu viverra vehicula. Mauris id nunc a magna commodo gravida. In pellentesque quam nec dolor mollis imperdiet. Quisque rhoncus scelerisque augue, quis posuere leo dignissim id. Donec dictum magna vitae feugiat molestie. Curabitur efficitur congue sapien non varius. Etiam tincidunt diam ut tellus pulvinar, et semper nisl dignissim.
Can I cancel my auto-investing plan?
Nam egestas sollicitudin justo, nec lobortis mauris hendrerit vitae. In id tempor mi. Curabitur sit amet ultricies nulla, quis rhoncus mi. Phasellus elementum fermentum hendrerit. Vivamus accumsan odio vel consequat lobortis. Quisque dignissim justo eu viverra vehicula. Mauris id nunc a magna commodo gravida. In pellentesque quam nec dolor mollis imperdiet. Quisque rhoncus scelerisque augue, quis posuere leo dignissim id. Donec dictum magna vitae feugiat molestie. Curabitur efficitur congue sapien non varius. Etiam tincidunt diam ut tellus pulvinar, et semper nisl dignissim.
Will I receive notifications about my auto-investments?
Nam egestas sollicitudin justo, nec lobortis mauris hendrerit vitae. In id tempor mi. Curabitur sit amet ultricies nulla, quis rhoncus mi. Phasellus elementum fermentum hendrerit. Vivamus accumsan odio vel consequat lobortis. Quisque dignissim justo eu viverra vehicula. Mauris id nunc a magna commodo gravida. In pellentesque quam nec dolor mollis imperdiet. Quisque rhoncus scelerisque augue, quis posuere leo dignissim id. Donec dictum magna vitae feugiat molestie. Curabitur efficitur congue sapien non varius. Etiam tincidunt diam ut tellus pulvinar, et semper nisl dignissim.